
WHY KIWI'S CHOOSE US
TRUSTED CAR FINANCE SPECIALISTS SINCE 2015
If you’re looking at upgrading your car or buying for the first time and need a financing solution, we’re here to help!
Whether you’re buying a new or used car from Trade-Me, an auction, or a dealership, our experienced lenders can help you secure the funds you need to make your purchase a reality.
At Online Finance NZ, applying for a car loan is easy with our online form, and our process is quick and convenient. We offer outstanding support if you have any questions or need assistance along the way. We’ll help you compare finance options and tailor a plan to suit your needs, budget and lifestyle–all from the comfort of your home.
Let us help you secure a car today with our hassle-free application.

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WE REVIEW
We’ll customise a finance option suited to your budget and specific needs.
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FUNDING RECEIVED
Accept the offer and sign your loan agreement. You’re all set!
CAR FINANCE FAQ'S
WE KNOW A CAR IS A BIG INVESTMENT, AND WE CAN HELP YOU SECURE THE RIGHT LOAN TO MAKE IT MORE MANAGEABLE LONG TERM.
Just click apply now. This will take you to the step by step application page where it will take just a few minutes to apply. Alternatively give us a call on +64 21 242 4589
You need proof of identity, income, and residence. Specific document requirements may vary based on loan type.
The criteria for borrowing is different depending upon your situation and requirements.We have compiled a list of most commonly asked questions and suggest you have a read through these. Once you have done this, either complete the full application form or feel free to give us a call on +64 21 242 4589
Yes, Online Finance NZ offers refinancing options. Apply now to discover your eligibility and specific needs.
Use our online loan repayment calculator to estimate your monthly payments based on loan amount, interest rate, and term. Click here for our repayment calculator
Interest rates vary based on loan type and your credit profile. Visit our interest rates page for current rates and details. Apply now to find out
Improve your chances of loan approval by maintaining a good credit score, providing accurate information, and having a stable income.
FINANCE CALCULATOR
CALCULATE YOUR PAYMENTS AND TOTAL LOAN COSTS
